For some people whose much money, in example a new retired, one big question is where it will be saved? One thing we must consider is our capability to rotate our money. If we have no history or capability to start join business, it is better to think twice to invest money. Business has a big risk. Lest, our money is ran out because of our negligence. But, if we still have a big passion, we can start to join small business. There are so many kinds of opening new business such as car rent, open a shop, or create a home industry. It is better if we are accompanied by experts. Scale of industry is adjusted by our capability. Most Chinese said that maximum investment of our wealth is 30%. It is a wise thinking that we do not be suggested to share our all money. Taking a part in business, we have to be struggle, not easy to be given up.
When we are afraid we can not play business, it is a better way to save our money in deposit box. By saving money, we can get the interest. But, we have to read terms and the policy first before saving our money, we have to adjust term period. Actually, for several bank, they will give higher interest rate for longer time. One most important thing we have to consider is how bank take a responsibility for our money. We have to make sure that bank is joining secure member. Bank that join secure system is guaranteed by central bank. If it is getting collapse, central bank will pay attention and take responsible to us. So, we can feel safe saving our money, no worried. So, which one is our choice? It is in our minds to make a decision.